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"Point in Time" Regulation Content

Business Practices and Consumer Protection Act

Payday Loans Regulation

B.C. Reg. 57/2009

NOTE: Links below go to reg content as it was prior to the changes made on the effective date. (PIT covers changes made from September 19, 2009 to present)
SECTIONEFFECTIVE DATE
Section 4 September 1, 2018
Section 13 January 1, 2017
September 1, 2018
Section 14.2 September 1, 2018
Section 17 January 1, 2017
September 1, 2018
Section 20.1 September 1, 2018

 Section 4 (2) (b) BEFORE amended by BC Reg 126/2018, effective September 1, 2018.

(b) aggregate data from the last completed fiscal year of the applicant, in a form and containing the information required by the director.

 Section 13 (4) (a) BEFORE amended by BC Reg 231/2016, effective January 1, 2017.

(a) the words:

"Maximum charges permitted in British Columbia for a payday loan: 23% of the principal";

 Section 13 (4) (a) BEFORE amended by BC Reg 126/2018, effective September 1, 2018.

(a) the words:

"Maximum charges permitted in British Columbia for a payday loan: 17% of the principal";

 Section 14.2 was enacted by BC Reg 126/2018, effective September 1, 2018.

 Section 17 (1) BEFORE amended by BC Reg 231/2016, effective January 1, 2017.

(1) The maximum amount that may be charged, required or accepted by a payday lender for a loan is 23% of the principal.

 Section 17 (1) BEFORE amended by BC Reg 126/2018, effective September 1, 2018.

(1) The maximum amount that may be charged, required or accepted by a payday lender for a loan is 17% of the principal.

 Section 20.1 was enacted by BC Reg 126/2018, effective September 1, 2018.