B.C. Reg. 447/83
O.C. 1897/83 		Deposited December 1, 1983

Insurance (Vehicle) Act

Insurance (Vehicle) Regulation

[includes amendments up to B.C. Reg. 4/2010, February 1, 2010]

Contents
Part 1 — Interpretation
  1  Interpretation
  1.1  Universal compulsory vehicle insurance
  2  Application
  2.1  Repealed
Part 2 — Owner's Certificate
  3  Application for owner's certificate
  4  Interim owner's certificate
  5  Term of certificate
  6  Renewal of certificate
  7  Interpretation Act
  8  Leased vehicles
  9  Mid-term changes
  10  Effect of owner's certificate
Part 3 — Premiums for Universal Compulsory Vehicle Insurance
  Division 1 — Interpretation
  11  Interpretation
  Division 2 — Premiums, Interest and Prior Debt
  12-15.1  Repealed
  15.2  Interest on refunds
  15.3  Repealed
  15.4  Rounding of premiums, refunds and discounts
  15.5-15.6  Repealed
  15.7  Registrant liable for prior debt
  15.71  Interest recovery on unpaid premium
  15.72  Default in arrangement
  15.73  Liability for unpaid amounts
  15.8  Service charge
  Division 3 — Applications for Certificates
  16  Interpretation
  17  Application
  18  Declaration of entitlement
  19  Premium for certificate
  20-24  Repealed
  25  Forfeiture
  26  Repealed
  27-29  Repealed
  Division 4
  30-37.1  Repealed
  Division 5
  38-41  Repealed
  Division 6
  41.1-41.4  Repealed
Part 4 — Driver's Certificates
  42  Interpretation
  43  Certificate incorporated in licence
  44-44.2  Repealed
  45  Notice of assessment
  45.1-46  Repealed
  47  Rounding and prorating of premiums and refunds
  48  Application of other sections
  49  Indemnity
  49.1  Limit of liability
  49.2  Priority of claims
  49.3  Other coverage
  50  Other insurance
  51  Repealed
Part 5 — Conditions of Certificate
  52  Substitute vehicles
  53  Leased vehicle coverage
  54  Extension of coverage on seizure
  54.1  Repealed
  55  Breach of conditions
  56  Exclusion
  56.1  Special coverage certificate
  57  Garage exclusion
  58  Repealed
  58.1  Financial assistance
  59  Waiver of term or condition
  60  Ex gratia payments
  61  Extraprovincial undertakings
  62  Repealed
Part 6 — Third Party Liability Insurance Coverage
  63  Interpretation
  64  Indemnity
  64.1  Repealed
  65  Extension of indemnity
  66  Extension of indemnity to passenger
  67  Limit of liability
  68  Priority of claims
  69  Additional payments
  70  Combination of vehicles
  71  Trailers
  72  Restrictions on indemnity — attached equipment
  72.1  Restrictions on indemnity
  73  Duties of insured
  74  Duties of corporation
  74.1  Rights of corporation
  75  Appointment of attorney
  76  Limitation
  77  Other insurance
Part 7 — Accident Benefits
  78  Interpretation
  79  Coverage and benefits
  80  Disability benefits for employed persons
  81  Deduction of other benefits
  81.1  Employment during total disability
  82  Payments under Workers Compensation Act
  83  Unemployment benefits
  84  Disability benefits for homemakers
  85  Waiting period
  86  Disability beyond 104 weeks
  87  Review of benefits
  88  Medical or rehabilitation benefits
  89  Arbitration
  90  Power to terminate benefits for refusal to undergo treatment or training
  91  Funeral expenses
  92  Death benefits
  93  Supplemental, additional and survivor's death benefits
  94  Rules for payment of death benefits
  95  Sixty day rule and common disaster
  96  Restriction on benefits
  97  Notice of claim
  97.1  Repealed
  98  Medical certificates
  99  Medical examination
  100  Autopsy
  101  Time of payment
  102  Alteration of form of payment
  103  Limitation
  104  Other insurance
Part 8 — Third Party Rights Occasioned by Uninsured
or Unidentified Motorists
  105  Limit of liability
  106  Exclusion of other insured loss
  107  Conditions of liability
  108  Forms
Part 9
  109  Repealed
  110-112  Repealed
  113-125  Repealed
  126  Repealed
  127-146.18  Repealed
Part 10 — First Party Coverage
  Division 1 — Inverse Liability and Uninsured or
Hit and Run Accidents Outside British Columbia
  147  Inverse liability
  148  Uninsured or hit and run accident in Nunavut, the Yukon,
Northwest Territories or United States of America
  Division 2 — Underinsured Motorist Protection
  148.1  Underinsured motorist protection
  148.2  Restrictions on liability
  148.3  Underinsured motorist protection for other certificate holders
  148.4  Excluded vehicles
  148.5-148.6  Repealed
  148.7  Repealed
Part 11 — Special Coverage Certificates
  149  Compulsory special coverages
  150  Compulsory special coverages for garage certificate
  150.1  Garage certificates are primary insurance
  151  Coverage for unnamed owner
  152-153  Repealed
  154  Expiry date of special coverage certificate
Part 12 — Fleetplan
  155  Interpretation
  156  Fleetplan application
  157  Designation of fleet operator and fleet identity number
  158  Disclosure of fleet identity number
  159  Continuation
  160  Cancellation
  161  Responsibility of fleet operator
  162  Designated expiry month
  163-164  Repealed
  165  Power of attorney
  166  Cancellation of insurance on bankruptcy or winding up
  167  Fleet premium adjustment
  168  Fleet reporting policy
Part 13 — Optional Insurance Contracts
  169  Application of terms and conditions
  170  What must be printed on an extension policy
  170.1  Rounding of premiums and refunds
  171  Extended underinsured motorist protection
  172  Payment of costs and interest
  173  Rights of insurer
  174  Exceptions from liability
  175  Nuclear energy hazards
  176  Disputes about vehicle loss or damage
  177  Arbitration process
  178  Priority of claims
  179  Other priorities
Part 14 — Vehicle Actions
  180  Net income loss
Part 15 — Lessor Liability
  181  When section 82.1 (1) of the Act does not apply
Schedule 1 and 2
Schedule 3
Schedule 3.1
Schedule 4
Schedule 5 and 6
Schedule 7
Schedule 8 and 9
Schedule 10

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